After having success loading my Target REDcard with a Visa gift card I needed to try again, this time upping the ante.
During my test run I had no issues loading one $200 Visa gift card to my REDcard. If I stuck to one $200 load per visit, it would definitely be a slow process building up my points balance.
My first load was at a local Target in Brooklyn, NY. This time I stopped by a store in Long Island, NY at 555 Corporate Drive in Westbury.
I headed over to customer service where there was no line and asked if I could load my REDcard. The friendly customer services rep was happy to help.
When asked how much, I said that I’d like to load $800 but wanted to split the load between four cards. She didn’t seem sure of how to do this… I didn’t want a manager to get called over so I mentioned that if she wasn’t sure how to split the load, it could just be done as 4 transactions.
She seemed to like my suggestion and decided to just do four $200 loads to my REDcard.
From here it was smooth sailing. I loaded $800 to my REDcard in under 5 minutes. No need to call a manager over, check my ID or make me stand around waiting…
Although loading REDcard is a bit pricer now that loads can not be done by credit card, it is a tool that can (for now) earn me a lot more than 5,000 miles/ points per month.
Since I bought the $200 gift cards at Staples and paid with my Chase Ink card which earns 5X points at office supply stores, my $800 load, earned me 4,000 points!
What has been your new strategy for making use of the Target REDcard now that credit card loads are not allowed?