With the start of a new month, so begins a new round of Target REDcard loads.
It used to take just two trips to Target to add the full month’s load amount ($5,000) by credit card but this has seems to have changed, well at least in Brooklyn, New York it has.
Based on my recent results, it looks like it now takes a minimum of 5 visits to add the full $5,000 per month to a card.
A little over a week back I wondered if Target’s pre-paid REDcard was limiting loads by credit card to $1,000 per day? Reader experiences loading the card seems to vary quite a bit.
I decided to visit two Target locations in one day to see if I could add more than the amount I was being told was the maximum allowed. One store was telling me that the limit was $1,000 per day and the system wouldn’t even allow her to do more. If this really was the case, then why could I load more money by credit card on the same day but at a different store?!
Check out my post “The Reloaders Are Here”, Another REDcard Experience if you haven’t already done so.
On March 1 I stopped by the Target store where I loaded my REDcard a few days earlier where the cashier was able to load my card without calling a manager over.
When I got to the customer service desk, I was surprised to see the same cashier ready to help me out.
I made a return and then asked to load my REDcard. I expected the cashier to complete my transaction but she immediately asked a manager standing close by to do it. Not a good sign…
I had hoped that the $1,000 load by credit card per day rule didn’t apply at this location but when the manager was called over, I just knew things had changed.
The manager loaded my card for me without any problem. After she was done I asked if I could do one more load. She told me how there was now a limit of $1,000 per day by credit card.
Bummer. It looks like my local Target stores are playing hard to load.
Since this experience I visited a Target in South Carolina. Check back to see how it went.