The first few times I loaded my REDcard I had no issue adding $2,500 each time. At first I could do the full $2,500 in one transaction and after that stopped being allowed, I was able to do three charges back to back to reach the daily load-limit. Pretty simple…
Then things changed, at least at the Targets close to home. I wondered if Target was limiting REDcard loads by credit card to $1,000 per day. After getting a lot of feedback, this seems to be a rule being put in place in certain Target locations. I then shared another REDcard load experience where I visited two stores in less than an hour, having two very different experiences.
And then we went to Charleston…
While I didn’t want to dedicate much time to running around, visiting Targets, I did have to make one visit.
Upon entering the store, I headed straight over to Guest Service. There were no customers being helped which was nice.
I asked the friendly cashier if she could load my card and she seemed very happy to do it.
Since she was so friendly, I decided to ask her if there was any limit when loading the card. She seemed to be familiar with the card but said that she thought I could load up to $999 per swipe.
I mentioned how I wasn’t from the area had done $1,000 per load in the past so she typed in the amount I mentioned and within no time my card was loaded. Can’t say that I was surprised…
She then mentioned how some people come into the store and load (more or less) the exact amount that they plan to spend on a purchase so they could save 5% when paying with the card. (It’s safe to say that these people aren’t miles & points collectors.)
I then asked if I could do a couple of more loads to finish the daily load limit…
Sure, no problem was her response. And I got service with a smile!
I went on to load $1,000 and then $500 more, using three different cards in all (so I could best avoid getting a fraud alert on any of the cards).
It’s too bad that my Charleston REDcard load experience couldn’t still be this way at local Target locations in Brooklyn, New York. It would definitely save me an extra three trips per month!
How have your REDcard experiences been going for you?
FYI- This Target location also sells the Prepaid REDcard for a $5 fee.